BANKING
A virtual bank account with real benefits
Open Shariah-compliant accounts for you and your children. Also, track your family expenses, manage your current and savings accounts, control your cards, transfer money, and make utility payments with just a tap.
Open your accountEveryday Banking & Payments
- Transfer money locally and internationally free of charge.
- Set recurring payments for your Utility and Telco bills.
- Share your transfer confirmations and bill receipts with friends and family.
- Enjoy access to over 425 Al Hilal and ADCB ATMs across the UAE.
Compare Accounts
Compare Accounts |
Current Account |
Savings Account |
Teens Account | Children's Account |
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Requirements
| Current Account |
Saving Account |
Teens Account |
Childrens Account |
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| Age eligibility | 21+ | 18+ | 13-21 | 0-13 | |
| Minimum balance to open account | NIL | NIL | NIL | NIL | |
| Minimum average balance to earn profit | N/A | AED 5,000 | AED 1,000 | AED 500 | |
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| Residents with a valid visa in the UAE | |
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Features and Benefits
| Current Account |
Saving Account |
Teens Account |
Childrens Account | ||
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| Win AED 1 million a month |  |
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| Shariah-compliant Islamic account | |
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| Zero balance account, no minimum balance required | |
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| Get a MasterCard Debit Card, virtual and physical | |
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| Comes with a chequebook | |
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| Al Hilal account holders can also withdraw cash with no fees at ADCB ATMs | |
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| Shariah certified | |
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| Monthly profit distribution (Click here to view) | |
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| Free e-Statement | |
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| No ‘fall below’ fee | |
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| No minimum or average balance requirement | |
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Win AED 1 million a month
Saving with Al Hilal gives you one of the most attractive profit rates in the market. And you get a chance to become a millionaire in our prize draw! We award one prize of AED 1 Million and 20 prizes of AED 1,000 every month.
Rewards
- One prize of AED 1 Million will be awarded every month
- 20 monthly prizes of AED 1000 every month
Eligibility for AED 1Million prize draw
- Maintain a minimum average balance of AED 5,000 or transfer your salary to Al Hilal
- Every additional AED 5,000 on your balance gives an extra draw entry – save more and increase your chances to win.
- Transfer your salary to an Al Hilal current or savings account and get an additional entry to the draw. The minimum eligible salary is AED 5,000 per month.
Eligibility for AED 1000 prize draw
- Maintain a minimum average balance of AED 1,000 or transfer your salary to Al Hilal
- Every additional AED 1,000 on your balance gives an extra draw entry
- Transfer your salary to an Al Hilal current or savings account and get an additional entry to the draw. The minimum eligible salary is AED 1,000 per month.
Terms and Conditions
- For detailed Terms and Conditions related to the draw, click here
AED 1 million Draw Winners
To view the list of winners, click here.
Salary Transfer and Credit Card Campaign
Open an account, apply for a credit card and you'll receive a cash reward of AED 500. Transfer your salary too, and you'll get an additional AED 500 cash reward, plus the chance to win AED 1 million in our Million a Month draw.
- To view the terms of conditions of the campaign, click here.
- To view the frequently asked questions of the campaign, click here.
Open an
Al Hilal account
