Cashback Credit Card
Enjoy a card that rewards your every spend. With Al Hilal Cashback Card, not only do you get 5% and 3% cashback, but you also decide what you earn on from a wide range of categories.
Cashback your way
Your card, your rules. Customise your cashback based on your most frequent purchases. Enjoy saving on groceries, fuel, dining, education, and international spending.
We have upgraded our Al Hilal Bank Cashback card features effective September 1st, 2024. For more information, please refer to the Terms and Conditions section below.
Enjoy personalisation
Maximise the cashback you earn by choosing your preferred category for 5% and 3% cashback.
Travel in style
Enjoy complimentary airport lounge access to over 25 lounges worldwide.
Get rewarded
Double your joy with buy-one-get-one-free on dining, premium spas, and leisure activities.
Travel Benefits
From dining to travel and entertainment, enjoy exclusive access and benefits that will make your trip abroad or stay at home even more rewarding.
Airport lounge access
As a cardholder, you receive the following:
- Unlimited, complimentary access for you to over 25 regional and international Lounge Key, Marhaba, and CAC lounges. These are found across the UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore, and more.
- Access to business facilities — email, internet, phones, fax machines, and conference space in some lounges
- Complimentary refreshments and snacks.
Up to 30% Cleartrip Travel Discount
Visit the Cleartrip website and book any round-trip international air ticket or hotel and enjoy up to 30% discount on your travel booking:
- Book 5 Passengers or 5 Nights and get up to 30 % discount (up to USD 200)
- Book 4 Passengers or 4 Nights and get up to 25% discount (up to USD 135)
- Book 3 Passengers or 3 Nights and get up to 20 % discount (up to USD 80)
- Book 2 Passengers or 2 Nights and get up to 15% discount (up to USD 40)
- Book 1 Passenger or 1 Night and get up to 10% discount (up to USD 15)
Discount only applies to the base rate
Offer cannot be used in conjunction with any other offers and is subject to availability.
Discount not applicable for hotel nights at hotels with a "pay at hotel" policy
Use your card to book your vacation on Booking.com and enjoy 10% cashback.
IHG Hotels & Resorts Offer
- 15% discount on ‘Best Available Rate’
- A complimentary welcome drink on arrival at the relevant Participating Property
- Complimentary late checkout from the Participating Property (i.e., checkout at 16h00 at the latest)
Offer Prerequisite: Minimum one-night stay required.
Fulfill Visa Services
Fulfill is a fully digital solution that allows you to apply and book appointments for your travel visa needs. Book from the UAE, KSA, Bahrain, Oman, Kuwait, Kenya, and Nigeria. With Fulfill visa assistance, you are able to apply and book appointments for a flat fee of USD 15
Car rental
Rentalcars.com Discount
Enjoy an exclusive 10% discount when you book your preferred ride with Rentalcars.com using your Al Hilal Cashback card.
Avis Car Rental
Enjoy access to
- Up to 20% off your next car rental
A complimentary upgrade with every rental
- The discounts do not apply for domestic rentals (i.e., for rentals taking place in the same country the booking is made).
- The discount is only available for customers booking through the dedicated redemption page avisworld.com/mastercardmea or for customers who have joined Avis Preferred for Avis.
Presidents Club and linked their profile to the partnership.
Budget Car Rental
Get up to 10% off on your next car or truck rental with Budget. The offer is eligible for cards issued in the Middle East and Africa.
Lifestyle benefits
Bicester Village Shopping Collection
Defined by its world-leading luxury brands, you can save up to 60% across Bicester Village boutiques all year round.
- VIP invitation (to be exchanged for a VIP card that offers an additional 10% discount on purchases in participating boutiques)
- 15% discount on shopping packages
- 15% discount on chauffeur-driven experiences at participating villages
- 15% discount on Shopping Express
- Access to VIP lounges (subject to availability)
Destinations: UK, Italy, Germany, Ireland, Spain, France, Belgium
MyUS Premium Membership
Enjoy 10% off incredible fashion with Mastercard and Farfetch when spending USD 200 or above. Visit farfetch.com and use the checkout code MC10MEA.
Lingokids Discount
Subscribe with your eligible Mastercard to enjoy two months of Lingokids for free and then enjoy 30% off monthly subscriptions afterwards. Promo code MASTERCARDMEA should be used at the checkout page to redeem the offer. Offer is valid on Mastercard cards issued in the Middle East and Africa.
Talabat Grocery & Food Delivery
Order from Talabat with your eligible Mastercard to enjoy up to 20% off grocery or food orders two times per month. Download the Talabat app and enter promo code MASTERCARD. This offer is valid for eligible Mastercard Cardholders across UAE, Kuwait, Oman, Jordan, Qatar, Bahrain, and Egypt.
Fiit
Enjoy 25% off on your first subscription payment.
Purchase Protection
Automatically protect your purchases from theft or accidents for 180 days with Purchase Protection. Simply visit mcpeaceofmind.com/platinum to file a claim.
Fees & Charges
Please refer to the Schedule of Fees.
Terms and Conditions
All terms and conditions are subject to change without prior notice. Any such change will be notified through the available means of communication. All offers are made available on a best-effort basis and at the sole discretion of Al Hilal Bank. Al Hilal Bank makes no warranties and assumes no liability with respect to the products and services provided by its vendors, partners, or service providers. Dining offers exclude items prohibited under Shariah, such as alcoholic beverages, tobacco, shisha, etc.
- Online Authentication Service Terms and Conditions.
- Covered Card - Terms And Conditions.
- Master Murabaha Agreement for the Sale of commodities for Credit Card Issuance.
- Credit Card Application Form with Master Murabaha Agreement for Sale of Commodities.
- Easy Payment Plan (EPP) Terms and Conditions.
- Transaction Dispute Form.
- Al Hilal Cashback Credit Card Terms & Conditions.
- Al Hilal Cashback Credit Card FAQ.
Shariah Certificate approved by the Internal Shariah Supervision Committee of Al Hilal.
To view the Shariah Certificate, please click here.
Warning:
If you do not make the payments of your minimum due amount on credit cards, you will pay a Late Payment Amount. This is applicable as per the schedule of fees available on our website. This may affect your credit rating, which may limit your ability to access financing or credit products in the future.
*Maximum monthly cashback is AED 500
**All retail purchases made at any merchant in the European Economic area will earn 1% cashback regardless of the category selected
For those who love experiences
Life is all about experiences – sights, sounds, tastes and everything in between. The Etihad Guest Infinite Credit Card empowers you to explore the world and rewards you for the journey.
Travel in style
Treat yourself to travel offers, and unlimited Airport Lounge Access
Convenient & Flexible
You can use your Etihad Guest Infinite Credit Card to pay your UAE utility bills using the app anytime, anytime, anywhere.
Living Lifestyle
Enjoy up to 25% off on hotels and restaurants and buy-one-get-one-free Entertainer offers at selected merchants.
Travel Benefits
Complimentary Etihad Guest Gold Tier Status
- Etihad Guest Gold Tier Status is valid for six months from the first use of the card. It can be retained by flying two return economy flights or one return business class flight within this period.
- NB: Tier will be downgraded after six months if the above criteria are not met.
15% back when you book a flight with Etihad Guest Miles
- Maximum cap of 30,000 miles per year per cardholder.
- Card must have been used for retail spending within the last 30 days.
Complimentary Airport Lounge Access
Unlimited complimentary visits for each cardholder +1 guest each to premium airport lounges across the globe. To learn more about LoungeKey access, including the list of participating airports where the privilege is available, please visit www.loungekey.com/visainfinite.
VAT Refund with Global Blue
Indulge in tax-free shopping with access to the VIP lounge for refund services at Global Blue Lounges. These are located in the heart of the most exciting shopping districts.
Global Concierge Service
The Etihad Guest Infinite Credit Card gives you complimentary access to a concierge service. For more details, visit www.visamiddleeast.com.
Golf Access
Infinite Card holders can indulge their passion for golf with reduced prices at various golf clubs across the globe. Simply call in advance or download the SpikesOn app to book and pay via the app.
Enhanced Protection and Care
Purchase Protection
- All purchases made with an Etihad Guest Infinite Card are protected against theft and accidental damage. For more information, please visit Cardholderbenefitsonline.com.
Extended Warranty
- Purchases made using the Etihad Guest Infinite Card are eligible for Extended Warranty. This doubles the manufacturer’s warranty for up to one year for selected items. For more information, please visit Cardholderbenefitsonline.com.
Fraudulent Card Misuse Protection
- Your Etihad Guest Infinite Credit Card is protected against unauthorized transactions and fraudulent use of the card by unrelated third parties. Fraudulent Card Misuse Protection provides reimbursement of up to USD 3,000 per occurrence, with an annual aggregate limit of USD 5,000.
Fees & Charges
Please refer to the Schedule of Fees.
Terms and Conditions
All terms and conditions are subject to change without prior notice. Any such change will be notified through the available means of communication. All offers are made available on a best-effort basis and at the sole discretion of Al Hilal Bank. Al Hilal Bank makes no warranties and assumes no liability with respect to the products and services provided by its vendors, partners or service providers. Dining offers exclude items prohibited under Shariah, such as alcoholic beverages, tobacco, shisha, etc.
- Online Authentication Service Terms and Conditions.
- Covered Card - Terms And Conditions.
- Master Murabaha Agreement for the Sale of commodities for Credit Card Issuance.
- Credit Card Application Form with Master Murabaha Agreement for Sale of Commodities.
- Easy Payment Plan (EPP) Terms and Conditions.
- Transaction Dispute Form.
- New to Credit Card Offer for Existing Bank Customers.
Shariah Certificate approved by the Internal Shariah Supervision Committee of Al Hilal.
To view the Shariah Certificate, please click here.
Compare Cards |
Etihad Guest Infinite Credit Card |
Etihad Guest Signature Credit Card |
Etihad Guest Infinite Credit Card |
Etihad Guest Signature Credit Card |
|
Minimum salary | AED 15,000 | AED 8,000 |
Annual fee | AED 2,100 | AED 1,050 |
Welcome bonus miles | 60,000 | 40,000 |
Quarterly bonus miles | 10,000 | 5,000 |
Anniversary bonus | 40,000 | 20,000 |
Miles earned for International spend * | 8.25 miles/10 AED | 5.75 miles/10 AED |
Miles earned for flights booked with Etihad | 8.25 miles/10 AED | 5.75 miles/10 AED |
Miles earned for Domestic spend * | 5.75 miles/10 AED | 3.75 miles/10 AED |
Etihad Guest Tier Status | Gold | Silver |
Complimentary Airport lounge | Unlimited + 1 guest | Unlimited |
Exclusive Golf Access |
* Purchases in the categories of Government, Telecom, Utility Bills, Real Estate, Education, Fuel, Groceries, Insurance, Auto Dealership payments and Charity payments will earn 0.625 Etihad Guest Miles per every AED 10
Warning
If you do not make the payments of your minimum due amount on credit cards, you will pay a Late Payment Amount. This is applicable as per the schedule of fees available on our website. This may affect your credit rating, which may limit your ability to access financing or credit products in the future.
Be our guest in a world of exclusive travel offers
Join the growing band of savvy travellers who enjoy more free miles for their money.
Travel in style
Treat yourself to travel offers, and unlimited Airport Lounge Access
Convenient & Flexible
You can use your Etihad Guest Infinite Credit Card to pay your UAE utility bills using the app anytime, anywhere.
Living Lifestyle
Enjoy up to 25% off on hotels and restaurants and buy-one-get-one-free Entertainer offers at selected merchants.
Travel Benefits
Complimentary Etihad Guest Silver Tier Status
- Etihad Guest Silver Tier will be valid for six months from the first use of the card. It can be retained by flying two return economy flights or one return business class flight within this period.
- NB: Tier will be downgraded after six months if the above criteria are not met.
15% back when you book a flight with Etihad Guest Miles
- Maximum cap of 30,000 miles per year per cardholder.
- The card must have been used for retail spending within the last 30 days.
Complimentary Airport Lounge Access
As an Etihad Guest Signature Credit Card holder, you can enjoy unlimited complimentary airport lounge access globally through LoungeKey. Visit www.loungekey.com/visainfinite for details.
VAT Refund with Global Blue
Indulge in tax-free shopping with access to the VIP lounge for refund services at Global Blue Lounges. These are located in the heart of the most exciting shopping districts.
Global Concierge Service
The Etihad Guest Infinite Credit Card gives you complimentary access to a concierge service. For more details, visit www.visamiddleeast.com.
Golf Access
Cardholders can indulge their passion for golf with reduced prices at various golf clubs across the globe. Simply call in advance or download the SpikesOn app to book and pay via the app.
Enhanced Protection and Care
Purchase Protection
- All purchases made with an Etihad Guest Infinite Card are protected against theft and accidental damage. For more information, please visit Cardholderbenefitsonline.com.
Extended Warranty
- Purchases made using the Etihad Guest Infinite Card are eligible for Extended Warranty. This doubles the manufacturer’s warranty for up to one year for selected items. For more information, please visit Cardholderbenefitsonline.com.
Fraudulent Card Misuse Protection
- Your Etihad Guest Infinite Credit Card is protected against unauthorized transactions and fraudulent use of the card by unrelated third parties. Fraudulent Card Misuse Protection provides reimbursement of up to USD 3,000 per occurrence, with an annual aggregate limit of USD 5,000.
Fees & Charges
Please refer to the Schedule of Fees.
Terms and Conditions
All terms and conditions are subject to change without prior notice. Any such change will be notified through the available means of communication. All offers are made available on a best-effort basis and at the sole discretion of Al Hilal Bank. Al Hilal Bank makes no warranties and assumes no liability with respect to the products and services provided by its vendors, partners or service providers. Dining offers exclude items prohibited under Shariah, such as alcoholic beverages, tobacco, shisha, etc.
- Online Authentication Service Terms and Conditions.
- Covered Card - Terms And Conditions.
- Master Murabaha Agreement for the Sale of commodities for Credit Card Issuance.
- Credit Card Application Form with Master Murabaha Agreement for Sale of Commodities.
- Easy Payment Plan (EPP) Terms and Conditions.
- Transaction Dispute Form.
- New to Credit Card Offer for Existing Bank Customers.
Shariah Certificate approved by the Internal Shariah Supervision Committee of Al Hilal.
To view the Shariah Certificate, please click here.
Compare Cards |
Etihad Guest Infinite Credit Card |
Etihad Guest Signature Credit Card |
Etihad Guest Infinite Credit Card |
Etihad Guest Signature Credit Card |
|
Minimum salary | AED 15,000 | AED 8,000 |
Annual fee | AED 2,100 | AED 1,050 |
Welcome bonus miles | 60,000 | 40,000 |
Quarterly bonus miles | 10,000 | 5,000 |
Anniversary bonus | 40,000 | 20,000 |
Miles earned for International spend * | 8.25 miles/10 AED | 5.75 miles/10 AED |
Miles earned for flights booked with Etihad | 8.25 miles/10 AED | 5.75 miles/10 AED |
Miles earned for Domestic spend * | 5.75 miles/10 AED | 3.75 miles/10 AED |
Etihad Guest Tier Status | Gold | Silver |
Complimentary Airport lounge | Unlimited + 1 guest | Unlimited |
Exclusive Golf Access |
* Purchases in the categories of Government, Telecom, Utility Bills, Real Estate, Education, Fuel, Groceries, Insurance, Auto Dealership payments and Charity payments will earn 0.625 Etihad Guest Miles per every AED 10
Warning
If you do not make the payments of your minimum due amount on credit cards, you will pay a Late Payment Amount. This is applicable as per the schedule of fees available on our website. This may affect your credit rating, which may limit your ability to access financing or credit products in the future.