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A lifestyle app made for families
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Where life
comes together

Explore. Bank. Connect.

Al Hilal, a lifestyle super app that will change the way you think about banking. We offer you and your family a fresh way to explore, bank and connect at a tap.

Referrals worth thousands

Referrals worth thousands

Refer your friends and family to Al Hilal, and once they successfully open their digital bank account, you both get 20,000 Touchpoints, worth AED 120.

Refer now through your Al Hilal App.


The days of paperwork are over. Immerse yourself in a digital experience and open an account within minutes using your UAE PASS. No minimum balance required.

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Get your in-app virtual card when your account is active and a physical debit card too. Choose a card design that you like and enjoy deals, cashback and more.


Transfer money locally and overseas from your Al Hilal current or savings account with no fees. Enjoy free unlimited withdrawals from Al Hilal and ADCB ATMs nationwide.


Pay your bills easily. You can even redeem your TouchPoints on shopping, dining, bill payments and much more.

Safe & Secure

An app that works for you. With complete visibility to your account settings, you can customise notifications and set limits for your transfers as you please.

Teach your children good financial habits

Where gaming and life lessons meet. It's simple to teach your children money matters at an early age with our in-app game. Open a Savings Account for your child online, assign tasks and reward them with TouchPoints at just a tap!

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Shop and redeem from brands you love

Explore our wide selection of offers on your favourite brands and use your TouchPoints when you can. Are you ready to add to cart?


You can earn TouchPoints in a variety of ways, from registering to our Al Hilal Marketplace to opening a bank account.

What is the advantage of using UAE PASS?

UAE PASS allows a seamless experience when signing up for an account. UAE nationals do not need to upload any documents, provided that the required documents are available on UAE PASS. Expatriates in the UAE are required to scan their passport. Successfully onboarded customers get an account with no debit restrictions and an active virtual debit card instantly to start funding and spending. A physical card will be sent on request, which can be done easily through the app.

How old do I need to be to open an account?

You must be at least 18 years of age to open a Savings Account, and at least 21 to open a Current Account. For those below 18 years of age, accounts will have to be opened by a natural parent. An account opened by the father will have full functionality. An account opened by the mother, under the grantor principle of Shariah, will be considered as a conditional gift account - which means the child will only be able to receive/send funds from/to their mother.

What documents do I need to open a child’s account and how do I do it?

Parents who want to onboard their child need to keep their Emirates ID, Passport and Birth Certificate handy. These are the only documents required.

I would like to get more information. What should I do to get more information?

You may reach us at +971 600522229 and we are happy to assist.